Payment gateway for WooCommerce

Accept card payments on WooCommerce for 0.80% + 15p

UK consumer Visa & Mastercard at 0.80% + 15p. Every other card at 1.60% + 15p. No monthly fee, no contract and no minimum commitment.

£0Monthly fee
DailyPayouts to your bank
0Months of contract
The best rated UK ecommerce platform Powering over 10,000 UK ecommerce websites since 2013
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Stripe, Adyen & RyftProcessed by FCA-regulated payment partners
Embedded card paymentsCustomers pay without leaving your checkout
3D Secure includedSCA-compliant authentication at no extra cost
Fraud screeningEvery transaction checked before it settles
Daily payoutsStraight to your nominated UK bank account
Savings calculator

Keep your website with WooCommerce, change your payment provider

£
£500£250,000
£
£5£400
Who do you use now?
You pay now
With
ShopWired Payments
From 0.80% + 15p · no monthly fee

You'd save
a year
lower processing costs

No monthly fee. No minimum commitment. Pay only when you process a transaction.No monthly fee · No minimum commitment · Pay per transaction

Card mix

Based on a typical card mix.

Your own rates

Negotiated pricing, or different rates by card type.

Rate assumptions
Estimates only, based on the turnover, average transaction value and card mix shown. Competitor comparisons use standard published rates unless you enter your own pricing. Actual fees depend on the cards your customers use and any custom pricing agreed with your current provider. Currency conversion and other optional services are excluded.

Disputes cost £20. Klarna and Clearpay can optionally be enabled at 6.00% + 30p per transaction.

Pricing

Two rates, published in full

The rate applied depends on the card your customer pays with. There is nothing else on the invoice.

Card typePercentagePer transactionTypical share of volume
UK consumer cardsVisa & Mastercard debit and credit
0.80%
+ 15p
All other cardsUK business, international, Amex and others
1.60%
+ 15p
Daily automatic payoutsOr switch to weekly, monthly or manual.
Paid within 3 working days to startMoving to next working day payouts once you have some trading history.
£20 per disputeThe only other fee, and only if a customer disputes.
What we don't charge

The transaction fee is the whole cost

No line items appear later. If you process nothing in a month, you pay nothing.

£0Monthly fee
£0Setup fee
£0Software subscription
£0Minimum monthly processing
£0PCI compliance fees
£03D Secure fees
£0Fraud screening fees
0Months of contract
Security & compliance

Secure payments, directly in your checkout

Customers enter their card details without leaving your WooCommerce checkout. Secure payment fields keep sensitive card data separate from your WordPress site, while payments are processed through our regulated payment partners.

  • No checkout redirect - customers stay on your website to pay
  • Reduced PCI scope for your store, with no PCI fees
  • 3D Secure 2 strong customer authentication built in
  • Fraud screening on every transaction at no extra charge
  • FCA-regulated partners handle acquiring and settlement
Anatomy of a payment
01
Customer checks outOn your WooCommerce store
Your site
02
Card details entered securelyWithout leaving your checkout
Secure
03
Authenticated & screened3D Secure and fraud checks
Protected
04
Payment authorisedThrough our regulated processing partners
Approved
05
Paid out to your bankAutomatically, every working day
Daily
Processing partners stripeadyenryft
Getting started

Accept your first payment in ten minutes

No sales call, no integration work and no migration. Your WooCommerce store carries on as it is.

STEP 01
Open your accountSign up online and complete onboarding with your business and bank details.
STEP 02
Install the pluginAdd the ShopWired Payments plugin to WordPress like any other plugin.
STEP 03
Connect your accountLink the plugin securely from your WooCommerce settings screen.
STEP 04
Start taking paymentsSwitch it on at checkout and process transactions at the rates above.
Live demo

Try the checkout your customers will use

We run a demo WooCommerce store on ShopWired Payments. Add something to the basket and go through checkout yourself before you decide.

Open the demo store
Sell in person too?

Take your payments with you

ShopWired Payments isn't limited to your WooCommerce checkout. If you also sell face-to-face, you can accept in-person card payments with a ShopWired Payments card reader and manage your online and in-person payments together.

FAQ

Questions about ShopWired Payments

Everything you need to know before switching.

Is 0.80% + 15p really the rate?

Yes. It's the rate for UK consumer Visa and Mastercard payments. There is no monthly fee, minimum processing requirement or additional charge for 3D Secure or fraud screening. All other cards are charged at 1.60% + 15p.

Are there any other fees?

There are no setup, monthly, subscription, PCI compliance, 3D Secure or fraud-screening fees. The transaction rates shown above are what you pay. A £20 fee applies if a customer raises a payment dispute.

Why is ShopWired Payments cheaper than Stripe or WooPayments?

We price ShopWired Payments aggressively and charge merchants directly for processing rather than bundling it with an ecommerce subscription. Your actual saving depends on your transaction volume, average order value and card mix. Use the calculator above to compare the costs.

Do I need to move my website to ShopWired?

No. Your website stays exactly where it is. ShopWired Payments installs into your existing WooCommerce store using our WordPress plugin.

Do I have to stop using my current payment provider?

No. You can install and test ShopWired Payments before deciding whether to make it your primary payment method. There is no contract or minimum processing requirement.

Who actually processes my payments?

ShopWired Payments works with major regulated payment providers and acquiring partners including Stripe, Adyen and Ryft. The applicable processing partner depends on your account and services.

Is ShopWired Payments regulated?

ShopWired works with regulated payment providers including Adyen, Stripe and Ryft to provide regulated payment services. The relevant regulatory information is provided at the bottom of this page.

How quickly will I receive my money?

New accounts initially receive payouts three working days after transactions. After establishing trading history, eligible accounts are automatically moved to next-working-day payouts.

How long does opening an account take?

Opening an account is completed online. You'll need to provide information about your business and complete identity verification before you can process payments.

Can I use ShopWired Payments for in-person payments too?

Yes. ShopWired Payments also supports in-person card payments, allowing online and face-to-face payments to be managed through the same ShopWired Payments account.

Your estimated savings: £1,183.20 a year

Compared with 1.50% + 25p on £10,000 of monthly card turnover. No monthly fee, no contract.

Your estimated saving

£2,760a year

That’s £230 a month in lower processing costs

WooPayments £535/month ShopWired Payments £305/month

Want us to email you this comparison?

Enter your business email and we’ll send you the figures you’ve just calculated so you can come back to them whenever you’re ready.

No sales call · No commitment

ShopWired Powering over 10,000 UK ecommerce websites since 2013